Jenny felt angry and frustrated with herself, with the way money just slipped through her fingers. She has held a steady job for some years, earning a good income, and has no dependents.
Crunch point came after she visited a tax agent to do her tax return. She had earned $89,000 that year. She was renting, and had no savings. Where had her money gone?
" I have found financial coaching with Raewyn extremely valuable. To have someone to discuss my money mistakes and woes without judgement has been so helpful to me. She was able to help me realise the spending patterns that highlighted why I spent so frivolously, even though they were on mostly small things, and not ever having enough money by the end of the fortnightly pay cycles. I had nothing to show for it and felt I wasn’t getting anywhere. She helped me do a workable budget so I can track my money and expenses so I know where my money went before it went there.
I’m now on a path of saving for a deposit for my first home, something I'd never thought possible not so long ago! Thank heaps Raewyn "
Venessa is a very organised person who took pride in her role in helping the team run smoothly. When her marriage broke up, she continued to function well at work, but outside of work it was a very different story. The failure of her marriage hit her hard, and she used her credit card to paper over the feeling of shame and low self worth.
When she connected with me, she had started to try to find ways out of her money situation, but was still spending more than she earned, and as a result, had a large credit card bill. Venessa and I worked together to help her understand where her money was going, and to clarify her choices for action. She is now well on the way to achieving her financial goals.
“Raewyn is an amazing coach. She genuinely cares not just for your finances but for your life! She has helped me begin to unravel what points have affected my money behaviour.
Raewyn’s coaching has helped me on levels way beyond the financial and I feel like I’ve struck gold in being able to work with her. Her help is both insightful and practical and it has helped bring back hope and energy to my financial journey, in a relatively short time!
Thank you Raewyn. I can’t thank you enough for your help and encouragement these past weeks. It has been life changing.”
About 10 years’ ago, Natasha’s health broke down to the extent that she has not had a permanent full time job since, and is effectively retired. This came a complete shock to someone who had a successful career as a bookkeeper, living life to the full. Now her life is full of doctor’s and specialists appointments as she attempts to piece together some quality of life.
Her illness left her with chronic fatigue, pain in several parts of her body, and an inability to focus and remember tasks that she had previously done without much thought. This has been difficult to accept for the former bookkeeper who took pride in the way she managed her personal finances.
We restructured Natasha’s finances in a simple format she could cope with, and we found support for Natasha in other areas of her life. Although Natasha’s health has not improved, she now feels better able to manage her personal affairs.
“I want to thank you for all the help you’ve given me over the last few sessions. It’s been a great help and I appreciate it very much. Each session you have given me valuable information.
You also have a wonderful way of imparting your knowledge that is sensitive and tailored to my specific needs. Each time I come out feeling better and hopeful about my situation.
I wish there were more people like you in this world.”
Natasha, Gold Coast